A great and seamless way to earn cashback is through card linked offers. Cashback from these apps/sites is not taxable (except for referral income) as it is categorized as a rebate.
Rakuten Card Linked Offer Network (RCLON)
The apps below run on the Rakuten network for card linked offers.
Rakuten/Ebates – This app (formerly known as Ebates) allows you to earn cashback at certain stores by linking your credit card. Rakuten offers in-store cashback by linking a card and activating an offer before you shop. Offers will stay active for 30 days. In-Store Cash Back supports Visa, Mastercard and American Express. Sign up now and you’ll earn a $20 bonus when you make your first purchase! | |
Google Pay – Google Pay has an “Earn with Google Pay” section that allows you to add offers to your cards. | |
Bumped – This card linked offer app is unique. Rather than offering cashback for your purchases, you will receive shares of stock back! |
Other Card Linked Offer Programs
Dosh – This app offers cashback like ebates but also has local restaurants as well. Sign up and receive $5 when you link your credit or debit card. | |
Drop – With drop you will earn points that can be redeemed for gift cards. The only downside to this app is that there is no way to withdraw your reward as cash. If you sign up here, you’ll get 5,000 points to start ($5 Value). | |
Groupon+ – Groupon has a card linked offer program within the app called Groupon+ (also called Cash Back Deals). There are certain offers that can be activated before using your card and the cashback will be credited back to your card soon after purchase. Once activated, the offers are live for 30 days. | |
Shell Fuel Rewards – Earn 5 cents off every gallon at shell by using the fuel rewards app. Use your linked card at one of the offer locations to increase the discount. |